Blog

If you took out loans for college, there's a pretty good chance you used a cosigner. Most recent high school graduates don't have the credit or income history to qualify for a loan that size on their own merit. You probably had a family member—perhaps a parent or grandparent—sign along with you to provide assurances to your lender that someone financially responsible would make the payments if you failed to. 

A cosigner can provide the same service now as you apply to refinance your student loans. But before you ask someone to sign on that dotted line, make sure you understand the pros and cons of using a cosigner. 

Telecommuting isn’t as rare as it used to be, especially now that older millennials are moving into management positions. Growing up with the internet at their fingertips, these managers know that you can get just as much work done at home as in the office—if not more.

But remote work isn’t on every boss’s radar—and some still don’t trust the idea that your quiet home office can be more conducive to concentration than their loud, echoey open office plan.

In the words of talk show host Wendy Williams, “How you doin?”

Before you answer, maybe you should look to your right and your left and see how your “neighbor” is doing to get a different perspective. It’s easy to have a false sense of security when you’re looking in the mirror only at yourself. 

There are countless things you'd probably never like to do again. Two likely contenders:

1. Live through the awkwardness of middle school
2. Study for the bar

According to recent statistics from care.com, nearly one in three families spend 20% or more of their household income on childcare. When you’re shelling out that kind of money, it’s important to consider all of your options.

With the cost of daycare being so high, many parents have started making decisions based on the features and programs that are included in the monthly fee.

Picture this. Your spouse is in graduate school, and you’re supporting them financially while they earn their degree. You have a happy, supportive relationship, and you’re planning to buy a house together. The mortgage broker mentions the need to run a routine credit check.

Your spouse loses it.