Privacy Policy

This privacy policy discloses the privacy practices for Comet Financial Intelligence. We at Comet Financial Intelligence are committed to protecting your privacy. By using the Website, you consent to the data practices described in this Privacy Policy.  If you do not agree with the data practices described in this Privacy Policy, you should not use the Website. This privacy policy applies solely to information collected by this website. It will notify you of the following:

  • What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
  • What choices are available to you regarding the use of your data.
  • The security procedures in place to protect the misuse of your information.
  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will use your information to respond to you, regarding the reason you contacted us.

Unless you ask us not to initially, we may use the information we collect from you to communicate directly with you in the future. We may send you emails containing information from our blog content, promotions, new products or services, or changes to this privacy policy. If you do not want to receive such email messages, you will be given the option to opt out or change your preferences.

We use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web server. Cookies are uniquely assigned to you, and can only be read by a Web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features from NitroCollege.

We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage what content is effective.  Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users.  In contrast to cookies, which are stored on a user's computer hard drive, clear gifs are embedded invisibly on Web pages or in emails and are about the size of the period at the end of this sentence. We use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients.  This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns. We tie the information gathered by clear gifs in emails to our customers' Personal Information.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data. 

Security

We take precautions to protect your information. When you submit information via the website, your information is protected both online and offline.

Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. 

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us via email.

Disclaimer: Comet Financial is a free website designed to help those with student loan debt evaluate their options to help reduce that debt. Before recommending any services we put lenders thru a vetting process that includes: the competitiveness of rates, repayment options and terms, any discounts offered, any fees or penalties to be aware of, responsiveness to customers and applicants, and the lenders overall reputation and history. Comet Financial is not a lender and is not involved in the refinance approval process, nor do we make credit related decisions. The lenders profiled on our site are the ones who will refinance your debt. We will sometimes earn a bounty for recommending various products and services to you. Actual interest rates and potential savings may vary on your credit score, current student loan debt situation, household-income, savings, type of degree, school, and your overall debt-to-income ratio. Here at Comet Financial we strive to provide the most up-to-date information, but we recommend you always check with the individual lenders for current rates, terms and overall conditions before refinancing or consolidating your loans.