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Save Money Today on Your Student Loans


Have you recently been contacted by Premier Student Loan Center? If so, you should know that online reviews suggest that Premier Student Loan Center is not a reputable company. 

This is a company that bills itself as a solution to your student loan debt problems. They say they can lower your student loan payments and generally help you with student loan services —for a fee. These promises can sound enticing. After all, many borrowers struggle not only understanding student loan concepts like interest capitalization, but also with basic services like managing monthly payments. 
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Wage garnishment is often the last resort for creditors and collectors who are looking to collect on delinquent debt. This process is triggered when your employer is legally required to deduct up to 25% of your earnings to pay off your debt. When it comes to student loans, this usually happens after you default on your payments.

The best way to avoid wage garnishment is to make you don't default on your student loan debt in the first place. But when you're already in the process, there are five ways to stop it—without  necessarily paying someone to help you. Here's what you need to know.

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What’s the best way to tackle multiple student loan payments? Should you pay a little extra on every loan, every month? Or is it better to focus your attention on one loan at a time?

Paying down high-interest loans first can save you more money, but tackling low-balance loans first can provide a powerful mental boost. Of course, federal and private loans may have different loan terms that are worth considering. Let's take a look at how to parse out what's right for you.

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It's every college graduate's dream — that one day, their student debt can be cancelled.

For some borrowers, this dream can become a reality through programs like Public Service Loan Forgiveness and other career-specific loan forgiveness programs. But the requirements for these programs aren't always the easiest to meet. Thankfully, New York state has many options that may just cancel out your debt. 

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If you’re struggling to pay off your student loans, it could be tempting to cash in some of your free time for…well, cash. If you have a car, driving for Lyft or Uber—or both—might seem like the perfect option.

So is it worth it to be an Uber Driver? Maybe. On the high end, some drivers claims to make around $90,000 per year. On the low end, some drivers are barely making minimum wage. Obviously, there are a lot of factors that play into your potential earnings. Let's take a closer look. 

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If you feel like you’ve run out of options for paying your student loan debt, you may be considering bankruptcy. But is that even possible? 

Filing for bankruptcy on your student loan isn’t easy, and it doesn’t always work. You can file for Chapter 7 or Chapter 13 bankruptcy. Note that neither of these options wipes away student loan debt like they do other personal debts, such as credit card debt or personal loans.

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