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Save Money Today on Your Student Loans


Got a private student loan through SunTrust? Did you know you can refinance that loan—and potentially score a lower interest rate? You absolutely can.

If you refinance your SunTrust loan and you've already graduated, you have to pick a new lender. That's because SunTrust doesn't offer refinancing, unless you're applying for a new student loan with Suntrust and you want to roll previous student loan balances into your new loan.

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Though student debt can sometimes feel like an ever-present shadow, knowing exactly how much debt you have doesn't always come easy.

Luckily, you have a few avenues for accurately determining how much you owe in student loans:

  1. Downloading your credit report.
  2. Logging into the National Student Loan Data System (NSLDS), or
  3. Contacting your lender (or lenders plural, as the case may be). 

Downloading your credit report is the easiest way to get a full picture of what you owe, especially if you have both private and public student loans. But each option has its merits, so let's dive in.

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The tax bill that was signed into law in December 2017 very nearly included a number of provisions that would have been disastrous for both current and former student loan borrowers — like eliminating the student loan interest deduction and tax-free tuition waivers for graduate students. Fortunately, most of the radical changes originally on the chopping block were rejected. 

So what do you need to know about how the new tax bill impacts student loans? The quick summary is this: Not a whole lot has changed and there's at least one positive addition — removing tax liability from discharged student loans in the case of death or disability — that will make paying back student loans just a little bit easier.

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If you have an AES student loan (or loans), you've probably wondered how to get a lower interest rate. The bad news: AES will not your lower your interest rate, even if you call and beg. 

But there's good news, too. You can refinance your AES student loan through a private lender. Doing so can yield you a lower monthly payment or massive savings over the life of your loan. Let's talk about the steps you need to take to refinance your AES student loan. 

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If you have Mohela student loans, you may be interested in lowering your monthly payments or reducing what you pay overall. If so, refinancing may be a smart option. 

Refinancing is actually pretty simple — believe it or not, you can actually complete the entire process in less than 30 minutes. You can refinance your Mohela student loans with a few steps:

  1. researching lenders
  2. choosing a lender, and
  3. filling out an application.
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Can you pay off student loans with a credit card? Sure. It’s a free country. But maybe a better question is should you? 

It can be really tempting to look for shortcuts to get rid of student loans—and you’re not the first person to get one of those 0% APR credit card offers in the mail and go “Hmmmm.” But we strongly suggest you put the envelope down and back away slowly. Let's dig in a little deeper.

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