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Cosigning your student loan may be the ultimate favor. According to the U.S. Department of Education and the Consumer Financial Protection Bureau, more than 90% of new private student loans are cosigned, typically by a parent or grandparent.

But if you think you're ready to release cosigner, know that every lender has its own rules for releasing doing so. If you’re the borrower, reach out to the lender and get information about what it takes release a cosigner, as well as a release form.

A promise to help you get out of debt or default ... for a fee. A secret student loan forgiveness program you never heard of, but that you magically qualify for. Offers from companies with no website or phone number. Oh, and hurry! This offer is limited-time only. In case you haven't guessed, these are just some of the student loan forgiveness scams you may run into in 2018. Read on for how to spot them. 

If something is tied to the federal government you know what that means—it’s probably big, cumbersome, complicated, and confusing. The federal student loan system is no exception.

So perhaps it’s not surprising that many people don’t even know who holds their federal student loans. The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. Here's how to use it to find out who has your loans.

Dying for student loan debt relief? Sure, you can put those loans in deferment or forbearance, but both of those options have major drawbacks.

It’s way better just to get your loan forgiven or have someone else pay it off for you. And if you're interested in that (because who isn't?), you've come to the right place. Get ready—this is the largest guide to student loan debt relief we've ever assembled.

Born sometime in the 1980s? Feel like no matter how hard you try, the debt monkey is never getting off your back? Constantly feeling like your checking account has, oh … about 34% less money in it than you expected?

It’s not your imagination. People from every generation are struggling with debt these days. But there’s research to suggest that those born in the 1980s have it particularly hard.

Did you know that Americans now owe more than $1.48 trillion in student loan debt, with 2016 graduates owing an average of $37,172?

If you're part of that statistic, you may have heard that refinancing your student loans can be a smart way to pay off your loans faster and save money. In fact, refinancing can save borrowers an average of more than $15,000 over the life of their loan.