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You have a big heart and a small bank account  — and now it’s time to buy your beloved an engagement ring. You want to impress, but you also have a limited budget.

The last thing you want to do is put yourself in a deep hole buying a ring you can’t afford. After all, you’re hoping to get married! You have a wedding, honeymoon and the rest of your lives together — you don’t want to start off burdened with debt.

Editor's note: We know a lot of our readers would like to make the somewhat-scary leap to from employee to solopreneur. Here, one of our writers shares her journey about that transition. 

I looked around the room one last time before turning out the lights. Moving in slow motion, I still wasn't sure if this was the right thing to do.

Have you ever thought that if you were making a movie star's salary, you'd never have to worry about your finances again? 

Perhaps that's true, but spending less than you make takes discipline no matter how much is in your bank account. Even the richest celebrities get into money trouble. Here are ten examples of celebs who overspent, underpaid, and made financial messes. Learn from their mistakes.

Why is talking about money so important? Because it's a major reason for breakups. According to a 2015 study by SunTrust Bank, 35% of people surveyed said money was the primary cause of relationship stress.

Working from home may seem ideal, especially if you're a mom or soon-to-be-mom. But figuring out how to find the right job to fit your needs can be a real challenge. 

Plus, being able to separate home and work life, learning how to prioritize tasks, and figuring out how to focus on your job (while doing something like cradling a newborn) takes time. 

If you’re getting restless in your office job, you might be wondering if striking out on your own and working from home could be right for you.

After all, the idea of rolling out of bed, commuting to the next room, and spending the day in your pj’s sounds like the ideal situation, right? Well, that depends.