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The short answer: Yes, EdFinancial is legit. They're a student loan servicer—and they might even be your loan servicer. They work with 15 leading U.S lenders, including private banks and state agencies. They also service federal Direct student loans.

But if you weren’t aware of that, you’re not alone. It’s totally possible to have thousands of dollars in student loans, and not know who your loan servicer is—or even what one does. Here’s what you need to know—and how to get the information you need.

Once again, women find themselves on unequal footing. This time, it’s student loan debt.

A recent report, Deeper in Debt: Women and Student Loans, by the American Association of University Women (AAUW), found that student loans are burdening women disproportionately. Women of color, low-income women, and female students who drop out before getting their degree suffered to an even greater extent.

Raise your hand if you'd like to increase your student loan balance. Yeah, I didn't think so. 

Unfortunately, many borrowers do exactly that without realizing it when they take advantage of federal programs like income-driven repayment plans, forbearance or deferment. Why? Interest capitalization. 

If you funded your education with Perkins Loans, you may have heard about a number of forgiveness programs and have been disappointed to learn that your student loans don't qualify. While you're probably always interested in ways to lower your student loan payments, having them canceled completely would be reason for serious celebration.

While not all forgiveness programs apply to all loans, the good news is that there are loan cancellation and discharge programs specifically for Perkins loan holders. 

The statistics are stunning. As of 2017, student loan debt hit an all-time high of $1.7 trillion.  More than 44 million Americans owe an average of $37,000.

So, how’s paying back all that dough working out for everybody? According to our recent survey of 1,000 Americans, the answer is decidedly mixed. Much depends on the student’s field of study, who got help from parents, and what type of institution they attended.

No one would say that going through a divorce was a particularly pleasant time in their lives. Along with the emotional strain, there's the logistical headache of who gets what. And while you may both be working to hold onto as many assets as possible, it's safe to assume that neither of is reaching for the marriage's debt. 

So who will get stuck with the short straw? Navigating student debt liability during a divorce can be challenging, so we're sharing the answers you need most.