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Save Money Today on Your Student Loans
Student loans can be a huge financial burden. If you’re struggling to handle your monthly payment, you have some options.
AES is one of the lenders that services federal student loans. If you have federal loans serviced through them, here are four steps you can take to reduce your monthly payment.
Graduating from medical school is an incredible achievement. Right around now, if you’ve just graduated, you should be celebrating.
But if you find yourself worrying instead—specifically about your student loan payments and how you’re going to deal with them on a resident’s salary—that’s totally understandable.
Paying off your student loans is hard work. The last thing you want to do is make it harder for yourself by leaving money on the table or paying unnecessary fees.
Of course, most borrowers don’t pay more than they should on purpose. So how can you make sure you’re not getting in your own way?
If you took out loans for college, there's a pretty good chance you used a cosigner. Most recent high school graduates don't have the credit or income history to qualify for a loan that size on their own merit. You probably had a family member—perhaps a parent or grandparent—sign along with you to provide assurances to your lender that someone financially responsible would make the payments if you failed to.
A cosigner can provide the same service now as you apply to refinance your student loans. But before you ask someone to sign on that dotted line, make sure you understand the pros and cons of using a cosigner.
