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You may not follow the financial news in your spare time, but if you're in the midst of purchasing a home or refinancing your student loans, you've probably noticed that interest rates are expected to rise.

While, yes, that could have a negative impact on your immediate financial future, you don't have to panic. As long as you're prepared, you can take action now and benefit from the continued low interest rates—because these are still low in comparison to historical rates

If you have an AES student loan (or loans), you've probably wondered how to get a lower interest rate. The bad news: AES will not your lower your interest rate, even if you call and beg. 

But there's good news, too. You can refinance your AES student loan through a private lender. Doing so can yield you a lower monthly payment or massive savings over the life of your loan. Let's talk about the steps you need to take to refinance your AES student loan. 

Refinancing your student loans can have multiple benefits, including lowering your monthly payment and saving thousands over the life of your loan.

But is it the right move for you? The answer depends on several things. Refinancing your student loans can save you a lot of money, but it shouldn’t be a snap decision—especially if there are federal loans in the mix.

If you have Mohela student loans, you may be interested in lowering your monthly payments or reducing what you pay overall. If so, refinancing may be a smart option. 

Refinancing is actually pretty simple — believe it or not, you can actually complete the entire process in less than 30 minutes. You can refinance your Mohela student loans with a few steps:

1. researching lenders
2. choosing a lender, and
3. filling out an application.

Can you pay off student loans with a credit card? Sure. It’s a free country. But maybe a better question is should you? 

It can be really tempting to look for shortcuts to get rid of student loans—and you’re not the first person to get one of those 0% APR credit card offers in the mail and go “Hmmmm.” But we strongly suggest you put the envelope down and back away slowly. Let's dig in a little deeper.

Did you know that it's possible to get a lower interest rate on your Great Lakes student loan? It totally is. The only catch: You'll have to say "so long" to Great Lakes.

To refinance your Great Lakes student loan to a lower interest rate, you'll need to apply for refinancing through a private lender. The good news is this whole process is pretty easy, and people do it all the time. In fact, 94,000 people refinanced their student loans last year. Here's what you need to get a better deal on your own student loans.