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If you live in Idaho, you have access to a student loan forgiveness program just for people in your state. It’s the Idaho State Loan Repayment Program.

The Idaho State Loan Repayment Program is for medical, mental health, and dental professionals who work for nonprofits or public entities in regions the federal government designates as Health Professional Shortage Areas.

If you live in Indiana, you may qualify for a student loan forgiveness program just for people who live in your state: the Richard M. Givan Loan Repayment Assistance Program Scholarship.

This program is designed to encourage lawyers to work with nonprofits that serve low-income clients. How it works: Attorneys at these organizations are offered forgivable student loans. This removes the barrier to accepting a job that may not come with the salary necessary to pay back law school loans.

The option to defer federal student loans may feel like a safety net — even if you've never done it, you like the idea that you could if you needed to. Maybe that notion has even stopped you from refinancing to a lower interest rate with a private lender. That means you mean be paying more than you need to for a benefit that you may or may not use. 

So can you defer private student loans if you decide to refinance? The short answer: No, you can't defer private student loans in the traditional sense. But the long answer is much more nuanced. Many private lenders offer some form of assistance if you experience an economic hardship. 

The national student loan debt is over $1.3 trillion. If you went to college, you likely graduated with a good amount of student loans. Having that debt can affect your daily life, limiting your ability to make ends meet.

Luckily, there may be some ways New Hampshire residents can get some relief in the form of loan forgiveness. There are two different loan repayment assistance programs available to you if you work in the healthcare or legal fields. 

Figuring out how to fill out your tax return each year is enough to send anyone running for the exit. But this year your student interest loan deduction doesn't need to be a source of anxiety or frustration for two reasons:

1. The Tax Cuts and Jobs Act of 2017 kept the deduction in place (phew!) 
2. We've explained everything you need to know right here.  

Student loan debt is higher than ever, and the burden on new college graduates can be severe. In fact, research shows that it will take most graduates nearly 20 years to pay off their loans. 

If you’re a healthcare professional in Arizona, you might be able to qualify for student loan forgiveness through the Arizona Student Loan Repayment Program (SLRP). The program is designed to encourage healthcare professionals to work in underserved areas of the state.