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So you've made the decision to transfer your Parent PLUS Loan to your child. That's great news! Many parents choose to do so in the years after their child graduates. That's because while the payments may seem doable at first, it's sometimes difficult to pay off the debt over time, particularly as you reach retirement age.

However, not all lenders allow you to transfer your loan burden to your child. Laurel Road is one of the few exceptions. Let's take a look at their application process. 

If the 30-something self you imagined as a child was wildly famous, threw awesome parties, and had tons of cash to spare, your student loans might be putting a tiny cramp in your style. 

Of course, sporting both celebrity status and a hefty student loan balance isn't unheard of. In fact, some of the folks you'd probably like to mob for an autograph were (or still are!) in the same boat. 

If you have student loans, you've probably seen claims by companies that claim they can reduce your loan payments, pay your loans down quickly, or eliminate your loans altogether.

Unfortunately, some things are too good to be true. But considering that some legitimate companies do exist to help you pay down your debt, how can you tell the difference? 

You're knee deep in studying for the bar. In fact, you should probably be studying right now instead of reading this post, but everyone needs the occasional break. And you desperately need something to look forward to if you're going to dive back into a four-hour lecture on torts. 

Your friends with rich parents and no student loans might be able to jump online and book a vacation in the south of France, but you need a trip that rewards you for all these miserable hours without destroying your bank account. 

According to the Department of Health and Human Services, the U.S. birthrate has tanked. And who’s to blame? Millennials.

There’s been plenty of hand-wringing about this in the media, along with elaborate think-pieces about why this might be happening. But if you’re a Millennial, your response might be a solid eyeroll. To many of us, the reasons people our age aren’t having more—or any—kids are screamingly obvious. But strap in, because we’re going to get into those reasons anyway.

If you’re like a lot of college graduates, you have multiple student loans, all through different lenders. 

To cut down on the confusion, you can consolidate your federal loans through a Direct Consolidation loan—or you can refinance them through a private lender, which may yield a lower interest rate. But is it the right choice for you? Let's take a closer look at the pros and cons of refinancing.