Save Money Today on Your Student Loans
If you're a recent dental school graduate, you probably don't need us to tell you that dentists' student loan debt rivals that of doctors and lawyers.
According to American Dental Education Association (ADA), dental school graduates with student loan debt have an average of $287,331 to repay, and more than 30% of indebted graduates' loans amount to more than $300,000.
Weddings are one of the biggest expenses in a person's life, costing couples an average of about $35,000, according to wedding registry website The Knot.
And weddings aren't just a splurge for the bride and groom. It can cost an arm and a leg to attend a wedding, especially if you're a bridesmaid or groomsman.
Deciding which law school to attend was a serious nail biter. But figuring out what to actually do with that law degree?
Eek. Between the presentations from your career services office, phone calls with your college friend who's off saving the world, and the student loan debt balance you've already grown since 1L year, figuring out a career path feels about as easy as lighting a match with your toes. And I know, because I've been there.
You know what they say about first impressions, right?
Well, there's a good chance you're making a first impression at this very moment, and you might not be coming off as well as you'd like. Recruiters are increasingly using LinkedIn to vet employment candidates, so having a great LinkedIn profile isn't just a vanity project. It's vital to your career.
If you work for the government or a qualifying nonprofit, you can get your student loans forgiven via the Public Service Loan Forgiveness (PSLF) program. If you do everything right, your loans are forgiven after 120 qualifying payments—about 10 years.
But the program is picky—and there are a lot of ways you can mess it up. It’s not unusual for people to believe they’ve been paying toward PSLF for years, only to have their forgiveness denied at the end over a technicality.
Student loans don't necessarily hurt your credit—in fact, they can even help.
But what happens when you consolidate a student loan? Having good credit is crucial to so many aspects of your financial life—everything from buying a house or car to landing a job. It's smart to know how refinancing will look to creditors before you make the move.
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