Many of us have been in a position where asking for help with our finances seemed like the only way to get out of a pinch. And as difficult as it may be to lean on someone else for support, there are times when it’s a necessity. 

If the bills are stacking up and you’re running into problems refinancing your student loans, you might be wondering if you’ll ever get out of debt. While it might not feel like it right now, there is a way to get some relief — even if you can’t refinance on your own. 

When it comes to paying off your student loans, there are all kinds of ways to go about tackling your debt. Two methods that seem to come up often are the snowball and avalanche strategies.

The debt snowball method involves paying off your smallest balances first to create momentum. On the flip side, the debt avalanche method involves paying off your balances with the highest interest rates first. There are pros and cons to both. 

Paying off your student loans early might seem like a great idea, especially when you consider all of the interest charges you could save. 

But if paying making extra payments means that the rest of your finances take a back seat while you OD on stress, it might not be the best strategy. Learning how to find some peace of mind when it comes to your student loans can help you minimize money anxiety and make smarter financial decisions. 

According to recent statistics from care.com, nearly one in three families spend 20% or more of their household income on childcare. When you’re shelling out that kind of money, it’s important to consider all of your options.

With the cost of daycare being so high, many parents have started making decisions based on the features and programs that are included in the monthly fee.

If you’re eager to buy a home but have no money for a down payment, you might be tempted to sign-on for a zero-down home loan. 

While the idea of getting a new set of house keys without dropping any money at the bank may seem enticing, there’s typically a downside to something this easy.

Death and debt—two topics many of us like to avoid. But one is inevitable and one is probable. Since the majority of Americans have some form of credit card debt at any given time,  knowing what happens to this debt is important. 

If you have credit cards, you may be wondering what happens to the balances remaining on those cards after you die.