If you funded your education with Perkins Loans, you may have heard about a number of forgiveness programs and have been disappointed to learn that your student loans don't qualify. While you're probably always interested in ways to lower your student loan payments, having them canceled completely would be reason for serious celebration.

While not all forgiveness programs apply to all loans, the good news is that there are loan cancellation and discharge programs specifically for Perkins loan holders. 

No one would say that going through a divorce was a particularly pleasant time in their lives. Along with the emotional strain, there's the logistical headache of who gets what. And while you may both be working to hold onto as many assets as possible, it's safe to assume that neither of is reaching for the marriage's debt. 

So who will get stuck with the short straw? Navigating student debt liability during a divorce can be challenging, so we're sharing the answers you need most. 

Social media hasn't made being an adult any easier, but it has increased the possibility that you'll find someone else who's having just as hard a time as you are.

Saying that adulthood isn't all it was cracked up to be (I'm looking at you, student loans) is the understatement of the century, so it's nice when you can find people who bring humor to the everyday grind of being a grown-up.  

If the 30-something self you imagined as a child was wildly famous, threw awesome parties, and had tons of cash to spare, your student loans might be putting a tiny cramp in your style. 

Of course, sporting both celebrity status and a hefty student loan balance isn't unheard of. In fact, some of the folks you'd probably like to mob for an autograph were (or still are!) in the same boat. 

You're knee deep in studying for the bar. In fact, you should probably be studying right now instead of reading this post, but everyone needs the occasional break. And you desperately need something to look forward to if you're going to dive back into a four-hour lecture on torts. 

Your friends with rich parents and no student loans might be able to jump online and book a vacation in the south of France, but you need a trip that rewards you for all these miserable hours without destroying your bank account. 

My parents purchased their first home when my mom was 28—a small, brick ranch with a sunken den where I watched "Little House on the Prairie" and snuggled with my baby sister. By the time I was eight years old, we'd upgraded to a split level on a quiet cul-de-sac. My mom was 31. My dad was 36.

According to the American Dream—that ubiquitous mantra that says we should all be doing better than our parents—I should've bought a bigger and fancier home than my parents' first house when I was in my mid-twenties. Instead, I didn't buy my first home until I was 33. And that was only possible because I married someone without debt.