If you're a Georgia resident, then you probably know that Georgia has put a lot of money toward higher education by funding tuition programs like the HOPE Scholarship and the Zell Miller Scholarship for college students.

The good news for those who have already graduated is that the State also funds a number of loan repayment programs. 

Arkansas residents owe more than $10.8 billion in debt, with the average Arkansas college borrower carrying a balance of a little less than $27,000 — slightly less than the national average. Hundreds of thousands of Arkansas residents are actively working to manage their student loans. 

For some, the state provides financial assistance that makes paying off their loans a faster option.  

The option to defer federal student loans may feel like a safety net — even if you've never done it, you like the idea that you could if you needed to. Maybe that notion has even stopped you from refinancing to a lower interest rate with a private lender. That means you mean be paying more than you need to for a benefit that you may or may not use. 

So can you defer private student loans if you decide to refinance? The short answer: No, you can't defer private student loans in the traditional sense. But the long answer is much more nuanced. Many private lenders offer some form of assistance if you experience an economic hardship. 

Figuring out how to fill out your tax return each year is enough to send anyone running for the exit. But this year your student interest loan deduction doesn't need to be a source of anxiety or frustration for two reasons:

1. The Tax Cuts and Jobs Act of 2017 kept the deduction in place (phew!) 
2. We've explained everything you need to know right here.  

Alaska residents have access to the incredible beauty and grandeur of the country's coldest state.

But if you're a health care professional, you may also have access to Alaska's generous student loan forgiveness program. 

If a limited credit history or a blip on your credit report have been keeping you from borrowing money, a new development for 2019 may change your luck. 

Fair Isaac Corp., which you likely know as FICO, is introducing a new method for scoring credit — the UltraFICO — that could improve your credit score and give you a better chance of getting that loan you've been after. How? UltraFICO considers not just your borrowing history but also your bank transaction history.