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Struggling to make ends meet while paying off your federal student loans? You're not alone. But the good news is that help is available.
The government offers four income-based repayment plans — which adjust your monthly student loan payments based on how much money you make. Among the options is Income-Based Repayment, or IBR, which lowers student loan bills when you’re struggling to pay them. If you're interested in this option, here's what you should know.
To a certain extent, it's normal for couples to have issues around money. We don't all spend, save, or budget the same way — there's bound to be some misunderstandings when two people start sharing expenses.
But there's one thing couples do when it comes to money that can mean trouble. According to a recent survey by personal finance company SoFi, many couples prefer to keep their money troubles hidden from their partners.
Why is talking about money so important? Because it's a major reason for breakups. According to a 2015 study by SunTrust Bank, 35% of people surveyed said money was the primary cause of relationship stress.
I've always loved the thrill of traveling and the chance to explore a new place and meet new people. But when I was a broke graduate with student loan debt, traveling was hard to do.
Not only did I not have the money, every personal-finance tip seemed to be saying the same thing: put every extra penny toward paying off debt. However, it doesn't have to be that way.
