Picture this. Your spouse is in graduate school, and you’re supporting them financially while they earn their degree. You have a happy, supportive relationship, and you’re planning to buy a house together. The mortgage broker mentions the need to run a routine credit check.
Your spouse loses it.
Sick of making payments on your student loan? Here's a very simple thing you can do to pay it off faster: make biweekly half-payments instead of making one full payment every month.
That's it. It might not sound like a big, impressive change, but using this method saves you money and shaves months off your loan repayment. So what's the magic behind this method?
Want to get out of a money rut? Chances are there’s someone else who’s been in the exact same rut you’re in—and they're blogging about it.
Here are a few of our favorite millennial money bloggers not to miss.
Do you have a SoFi student loan? Did you know you can refinance that loan to a lower interest rate—either with SoFi or someone else? Well, you totally can.
And why would you want to do that? You can lower your monthly payments by over $250 a month by refinancing—or over $16,000 over the life of the loan. Here’s a look at refinancing—what it is, the benefits and drawbacks, and how to refinance your SoFi student loan.
Thinking about refinancing your Sallie Mae student loan to get a lower interest rate? You can't refinance a Sallie Mae loan through Sallie Mae--but there are lots of other lenders who will let you refinance. And it's a smart move--one that could save you a ton of cash. Here's what you need to know.
When the conversation turns to saving for retirement, do you suddenly clam up?
It can be embarrassing to admit that you’re in your 30s and you aren't on track with your retirement savings. But here's the good news: if you have even a little in your retirement account, you're actually ahead of a lot of people. Approximately half of Americans don’t have any retirement savings at all.
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