Posts by Kat Tretina

Kat Tretina is a freelance writer based in Orlando. Specializing in personal finance, she is focused on helping people pay down their debt and boost their incomes. Her work has been feature din publications like The Huffington Post, Entrepreneur, and U.S. News.
Kat Tretina

If you’re struggling with education debt, student loan forgiveness and discharge programs may sound like a dream come true. 

But depending on which forgiveness or discharge program you qualify for, you could get hit with a hefty tax bill after your balance is wiped out. Below, find out how seven different forgiveness and discharge programs work and which treat your forgiven balance as taxable income.

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The average college graduate walks away with $37,172 in student loan debt, but in West Virginia, the burden is especially hard. The state leads the nation in default rates. 

But did you know that some West Virginians will be able to get their loans forgiven? If you are a primary care physician, nurse practitioner, physician assistant, dentist, or nurse midwife, you could be eligible for loan repayment assistance.  

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If you’re one of the 44 million Americans with student loan debt, you probably dream of getting help repaying your loans. But, did you know that where you live and what kind of work you do could entitle you to loan forgiveness? It may sound too good to be true, but there are legitimate repayment assistance programs out there that can make your debt more manageable.

If you live in Pennsylvania, you may be eligible for one of its two state student loan forgiveness programs. There's one for healthcare professional and once for attorneys. 

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The national student loan debt is over $1.3 trillion. If you went to college, you likely graduated with a good amount of student loans. Having that debt can affect your daily life, limiting your ability to make ends meet.

Luckily, there may be some ways New Hampshire residents can get some relief in the form of loan forgiveness. There are two different loan repayment assistance programs available to you if you work in the healthcare or legal fields. 

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Student loan debt is higher than ever, and the burden on new college graduates can be severe. In fact, research shows that it will take most graduates nearly 20 years to pay off their loans. 

If you’re a healthcare professional in Arizona, you might be able to qualify for student loan forgiveness through the Arizona Student Loan Repayment Program (SLRP). The program is designed to encourage healthcare professionals to work in underserved areas of the state.

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Entering medical school is a huge decision. While the rewards can be great, becoming a doctor or medical professional is a long road. You’ll have to spend years getting a bachelor’s degree, going through medical school, and completing your residency. 

Along the way, you’ll rack up a significant amount of debt. According to the Association of American Medical Colleges, 2017 medical school graduates walked away with $190,964 in student loan debt, on average. So the question is, is med school worth the price tag? Let's dig a little deeper. 

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